Mortgage Refinancing - How Much Mortgage Can You Afford

If you are considering refinancing your mortgage loan it is important to examine your budget first to determine how much mortgage you can afford. Budgeting properly and doing your homework will help you avoid common mortgage mistakes that can cost you thousands of dollars. Here is what you need to know before applying to refinance your mortgage loan.


Mortgage Loans- What Are Negative AM Loans

Downtown BaltimoreDowntown BaltimoreYou might see mortgage lenders advertizing 1% mortgages. Mortgage lenders promise ultra-low monthly payments and easy qualification; if you are considering using one of these mortgages to finance your home you need to understand the risk before jumping in. Here is what you need to know about 1% mortgage offers.


Mortgage Loans- Pre-approved vs. Pre-qualified

If you are in the process of shopping for a mortgage loan you might receive loan offers boasting that you are pre-qualified or pre-approved. What’s the difference? Here is what you need to know to make sense of these loan offers.


Maryland Refinance Loans. Refinancing For Equity, Cash Out or Debt Consolidation – Up to 125% LTV

Homeowners in Maryland have experienced significant increases in their home values, with most homeowners having up to 50% equity in their homes. If you live in Baltimore, Annapolis, Montgomery County, Prince George’s County, Howard County or surrounding counties – you can take advantage of the equity in your home to finance special projects.


Little Italy Baltimore, Maryland Special Events and Restaurants Part 2

Little Italy is a neighborhood in Baltimore, Maryland situated east of the Inner Harbor. The city’s busiest restaurant districts are in Little Italy. During the 19th and 20th century, a large number of Italian immigrant families moved into the area, which is how it got the name of Little Italy. Today, this neighborhood is still home to a tight knit, large and active Italian ethnic community.

Part 2: Popular Restaurants in Little Italy

Amicci’s


Home Equity Loans and 2nd Mortgages - Know Your Risk

A home equity line of credit can be a valuable financial tool; however, this type of home equity loan carries significantly more risk than a second mortgage. Here is what you need to know to minimize the risks for your home equity loan and avoid common mistakes.


Little Italy in Baltimore, Maryland Special Events and Restaurants Part 1

Little Italy is a neighborhood in Baltimore, Maryland situated east of the Inner Harbor. The city’s busiest restaurant districts are in Little Italy. During the 19th and 20th century, a large number of Italian immigrant families moved into the area, which is how it got the name of Little Italy. Today, this neighborhood is still home to a tight knit, large and active Italian ethnic community.

Special Events in Little Italy

Open Air Italian Film Festival


FHA Mortgages for People with Poor Credit

Federal Housing AdministrationFederal Housing AdministrationIf you are an individual with poor credit in search of a mortgage, an FHA mortgage could be your answer. The Federal Housing Administration will guarantee your mortgage if you qualify; this guarantee could get you a competitive interest rate. Here is what you need to know about FHA mortgage loans.


Baltimore, Maryland Tours Part 2

The Admiral's Dinner Cruise in Baltimore, Maryland on Saturdays, April through October is three hours in length. You sail through Baltimore's Inner Harbor while enjoying a buffet dinner, dancing and music. Enjoy a panoramic view of the city in comfortable enclosed decks and open-air decks.

Prices: Adult retail rate is $89.95, adult internet rate is $84.95, child rate ages 3 to 10 are $44.95 and children under 2 is FREE.

Champagne Brunch Cruise


2nd Mortgage Loan - Shop Around for the Best Deal

If you are in the market for a second mortgage loan you can save yourself a lot of money by doing your homework first and researching mortgage lenders. It does not matter what you plan to do with the money; shopping for the best deal on your home equity loan could save you thousands of dollars. Here is what you need to know before you start shopping for a 2nd mortgage.